Disability Planning Can Save Your Government Benefits

Whether you have a child with special needs or you have a parent dealing with health-related disabilities, disability planning is something you should definitely consider.  Regardless of where you child or parent may fall on the disability spectrum, you will want to ensure that your loved one has sufficient resources to be well-cared for in the future, without jeopardizing their eligibility for government benefits.  Here are a few things to remember about disability planning. Why Is Disability Planning a Necessity? One of the primary issues that individuals with disabilities face is protecting their eligibility for valuable government benefits.  Receiving gifts from parents or children can place those benefits in jeopardy if you are not careful.  Many state and federal assistance programs, like Medi-Cal and Supplement Security Income (SSI), are needs-based programs.  That means if you have too many assets, you may no longer qualify.  However, by incorporating disability planning


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