What Is a First Party Special Needs Trust?

People with special needs are typically enrolled in the Medicaid program. This is a government health insurance program that is administered by each state government along with the federal government. We practice law in the state of California, and in our state, the program is called Medi-Cal. Clearly, health insurance is going to be particularly important for people with special needs. In some cases, care and treatment can cost millions of dollars over the course of a lifetime. Medi-Cal is a need-based program that is only available to people who have very limited financial resources. Many individuals with disabilities are unable to work, so these folks do in fact have financial limitations, and they can qualify for Medi-Cal coverage. There is another government program that many people rely upon called Supplemental Security Income. The name of the program explains its purpose: SSI provides a source of income for disabled people who are unable to earn much on their own. If a benefit


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